January 2024 FPP

16 Florida Pool Prosm • January 2024 Friday Night Party at ICEBAR Orlando and its Fire Lounge Tickets: $50 At the door: $60 Join us Friday, Feb. 23 6:30 p.m. - 9:30 p.m. Open Bar Appetizers Cigar Rolling Ice Sculptures and Bar Buy your tickets during Expo registration Sponsored by Cigar Sponsor INSURANCE UPDATE By David Griffiths, Insurance by Ken Brown / dgriffiths@insbykenbrown.com Fun facts about hiring youthful drivers When it comes to business insurance, a youthful driver is generally discussed in terms of anyone younger than 24 or 25. Carriers will insure drivers younger than this but they are all defined (and usually rated) as youthful. Obviously young people need jobs and they deserve opportunities. There are, however, challenges that can (and will) make your business at a higher risk when hiring a youthful driver. What are auto accident statistics for youthful drivers? 1.Higher Crash Rates: Historically, young and inexperienced drivers have been associated with significantly higher crash rates. This can be attributed to factors such as lack of experience, risk-taking behavior, and sometimes, overconfidence. 2.Age Group Variation: Within the category of "young drivers,” crash rates can vary. Teenage drivers, especially those in the 16-19 age group, tend

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